10 Activities You Can Do to Relieve Your Financial Worries

Simple Tactics to Reduce Money and Finance Stress

financial stress

Worrying can be an effective reaction when it prompts us to reconsider how we are using our money. But stress related to financial issues can also be extremely taxing, contributing to numerous health problems.

It is particularly important to take a step back from this constant worry and develop behaviors that reduce the effects of these major stressors to revive our mental and physical well-being. In 2015, a survey by the American Psychological Association found that money is the leading cause of stress for many Americans. Here are some great ways to manage stress that can help you keep your health and finances in check.

10 Activities to Reduce Your Stress Over Money and Finances

Move  Your Body: Consistent and regular exercise is proven to be an instant stress-reliever. A workout stimulates your brain to release endorphins, which is your body’s natural painkiller and mood elevator. As a bonus, treating your body with care pays off in your brain cells and structure when it comes to dealing with stress and anxiety.

Sleep: Along with exercise, getting enough sleep in another crucial practice to restoring our bodies. Sleep is the time when our bodies repair and recoup from the day’s activities and stress. If stress is preventing you from getting a good nights sleep, try exercising, changing your bedtime or limiting your use of electronic devices in the evenings.

Spend Time With Family and Friends: Allot some time every week to spend with friends and family. It is important to surround yourself with the people that make you laugh and feel good. Also, being able to relax with the people you love can take your mind off your troubles or even provide a listening ear. Sometimes you just need to talk it out, right?

Adopt a Healthier Diet: An unfortunate consequence of stress is often a poor diet. Your body and your brain both need the right nutrients to help you overcome most health adversities. A healthy diet is key to helping your body better cope with stress. Try to limit the amount of processed foods you consume and eat a rich diet in whole foods with fewer and more natural ingredients.

Quit Worrying: Worrying is a coping mechanism our brains use to prepare us for the next challenge or opportunity, and it is healthy in proper doses. But too many of us are consumed by worry, which creates stress. To reduce worrying, analyze your thoughts and try to determine how much of the concern is fact-based and how much is perhaps coming from irrational fear and anxiety.

Get a Massage: A well-done massage can release the tension in your muscles helping you feel more relaxed mentally and physically.

Drink Tea: It offers many of the same qualities as coffee, including the caffeine, with the added benefit of reducing cortisol, a hormone released in stressful situations that can be harmful in excessive levels. If you don’t enjoy most regular teas, try kombucha. This special kind of tea uses natural ingredients and probiotics, a good bacteria that keep your gut healthy, to help you feel energized without all of the extra sugar and unnatural sweeteners. A healthy gut equals a healthy body because your gut is directly linked to your immune system, your digestion, and your brain!

Be Present: Being completely in the moment is a powerful way to relax and recharge. Try to eliminate all worrying thoughts and stresses and just focus on the present moment. A few minutes of such “mindfulness” can make a difference in your day. There are many good introductions to meditation, including the book, Wherever You Go, There You Are by Jon Kabat-Zinn.

Don’t Forget to Smile: Sounds silly, but research indicates that the reinforcement of positive emotions through facial expressions can improve your mood and reduce your stress levels in tough situations. As an added benefit, it makes others feel good, too.

Listen to Music: Research has shown that listening to comforting music can lower blood pressure, heart rate, and anxiety. Create a playlist of your favorite songs and allow yourself an hour or two to just listen and enjoy your music.

Everyone deals with stress in his or her own way, but a good approach to reducing your money worries is to take an active role in controlling your finances. Always check up on how much debt you owe, set some goals and develop a plan to pay off that debt or buy the house you’ve been dreaming of. This assessment process can seem like an overwhelmingly stressful practice, but if you use these stress-reducing tips to keep you on track, you might finally have the control you need to diminish those anxiety levels for the long term.

 Eddie Goepp the COO of Wela, a digital financial advisory service.